beware of storm chaser roofing contractors

Storm Chasers Vs. Bruce Tall Construction

Living in Montana, we are the perfect breeding ground for the post-storm blight known as “storm chasers.”

What’s a “Storm Chaser?” Following bouts of severe weather, these unscrupulous contractors descend upon unsuspecting Montanans like a plague of locusts.

Unlicensed and uninsured, these out-of-town contractors don’t care about the quality of their work. Storm Chasers just want to make a quick buck. Once your check clears, they don’t care anymore. They are gone and if you have any problems with your roof, well you are on your own and will have to pay someone else to fix it.

Storm Chasers simply want to get in and get out. Take everyone’s money and move on. And those are the nice ones!

Believe it or not there are even worse storm chasers, they will scare homeowner’s worse, scaring homeowners into paying large sums of money up front and then they leave town without doing any of the work. You are stuck because you don’t have enough information on who they really are or where they are really from.

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How Do You Spot Storm Chasers

  1. Check their license plates.

A company with out-of-state license plates is bad news. They don’t have register their vehicles with the State of Montana because they’re not moving here. They are here temporarily.

  1. Ask for a business address.

Most storm chasers will set up a P.O. Box instead of an actual office. Do they have a brick and mortar location? Ask for that address.

  1. Check with the Better Business Bureau.

If they aren’t listed with the Better Business Bureau chances are that they haven’t been in business long enough or they are a fly by night operation.

  1. Do they have a website and online reviews?

Do an internet search and see what is being said about them.

So how can you protect yourself from Storm Chasers?

It’s really easy really. Whenever hiring a contractor, always ask for three key documents:

* Contractor’s License
* Proof of Liability Insurance
* Proof of Workers’ Compensation Insurance

A contractor’s license is common knowledge. Without a license, you have no idea if this person or company is even qualified to replace your roof. This should be a prerequisite for the other required documents.

Make sure that provide proof of liability insurance! No matter who your roofing contractor is, you should always ask for proof of liability insurance. Roofing insurance is expensive because little mistakes can lead to costly repairs. Repairs that can be covered by Liability Insurance and not by you!

And finally check to see if they have Workers’ Compensation Insurance. If a worker falls off your roof and he’s not covered by worker’s compensation, guess who’s held responsible? You are! So protect yourself!

Even if you say that you didn’t they weren’t insured, you are still liable. The responsibility falls on the homeowner.

Why you should use Local Contractors

Local contractors like Bruce Tall Construction, Billings Best Roofer, rely on their reputation and referrals for business. A quality job and a happy customer are the lifeblood of Bruce Tall Construction, Billings Best Roofing Company! Dishonest local contractors do not stay in business.

Bruce Tall Construction has served the greater Billings area for over 15 years. We’ve worked hard to build our reputation as an honest, reliable roofing contractor. There are no unknowns with us. When you hire Bruce Tall Construction, you’re hiring a roofing contractor with an extensive history of quality work and customer satisfaction.

If your home or business suffered damage in the latest hail storm, please contact Bruce Tall Construction, today! Billings Best Roofer!

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How To Pay For Your New Roof

One of the things that we see over and over again is people who put off home projects for as long as they can. And truthfully, we are just as guilty. We all want put off projects that cost thousands of dollars for as long as possible. At Bruce Tall Construction, we understand this. That is why we do our best to make roofing, siding and gutters affordable for our customers.

How To Pay For Your New Roof

For many home owners, the insurance will pay for it if your roof has been damaged by hailstorms or wind. You would have to pay the deductible. That is much better than the entire amount. And did you know that you can purchase an Umbrella Policy with your home owner’s policy and that policy will cover your deductible. An Umbrella Policy just costs a few dollars a month and it’s worth it. So if your Insurance Agent hasn’t talked to you about an Umbrella Policy, then ask for one!

If your roof wasn’t damaged and it’s not covered by insurance, then you could take out a Home Equity Loan for the repairs or a small loan. The best solution is to have a savings account. Set aside for home emergencies like your air conditioner repairs  or a new furnace. Just putting a little amount of money in a savings account each month can really come in handy when these unexpected expenses arise.

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Please contact Bruce Tall Construction, Billings Best Roofer for all of your roofing needs. We can help you with your Insurance Company or help you figure out which payment option is best for you!

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Four Things To Get Right When Hiring A Roofer

You roof was demolished by the hail storm in Billings MT and you need a new roof.  You are already stressed and what you want more than anything  is for a great experience with Billings Top Roofer!  What can you do to get the best roofing experience possible? Find Billings Top Roofing Contractor by asking the following questions and more.

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Here are just four vital things to consider before choosing a roofing contractor.

  1. Reputation

In the world of online it is much easier to find out about a potential contractor online.  Most people will write a review if they’ve had a bad experience. Only a few will write about a good experience.  To find out about roofing contractors reputation, you can check references.

Talk with Previous Customers
Reputable Roofing Companies will be more than happy to provide you with the names and phone numbers of past customers. Do your homework. Call and ask about the experience.  Remember is that every business has satisfied customers and most aren’t going to supply information to someone who had an unsatisfactory experience or wasn’t happy with them. For that reason, even if you do call some of their references, you should still do other due diligence.

Online Reviews
Do a search on the company. Check with the Better Business Bureau, Angie’s List, Yelp, Google and Yahoo Reviews. Check social media pages like Facebook. See what people are saying about Billings Top Roofing Contractor. Sites like Better Business Bureau and Angie’s List are focused on the customer experience.

Awards and Accreditation’s

Does Billings Top Roofing Contractor have any awards or accreditation’s? What kind of certifications do they have? Are they Top Rated by Home Advisors? Check their website to find out about this information.

2.  WARRANTIES & GUARANTEES

What kind of warranties and guarantees come with the roof? What are you covered for if you have issues in the months ahead? Are the shingles under warranty? What about the labor that was done? Is the labor guaranteed or under warranty?

If you develop a leak within the first year of a new roof install and it’s the fault of the roofing contractor will they come out and fix it at no cost to you. Most companies will offer a five year time line, so be sure to ask.

Lifetime Limited Warranties

Most shingles now come with a lifetime limited warranty and that means a 50 year warranted. The thing to remember is the word “Limited.” That means that after the first five or ten years, depending on the brand, the warranty is “Prorated”.  This just means that the value your warranty depreciates linearly over time.

Full Coverage Warranties

A full coverage warranty means that if your roof is ever deemed defective and fails before the end of the warranty period, the shingle manufacturer will pay labor and materials to replace your roof.  There might still be some out of pocket cost for you, but it will be a small amount. The manufacturer will cover the overall cost of the roof replacement.

The cost for a full coverage warranty typically runs $500. This can help lower your liability over the long term. If your roofing contractor doesn’t share the shingle manufacturer’s warranty with you, don’t be afraid to ask about it.

3. Comparing Apples to Apples

If you do happen to get two or three roofing estimates, make sure that you accept the one that is very detailed oriented. If a roofing contractor offers an estimate that is vague, you need to be cautious. What materials are they using? Get all of your questions answered.   At Bruce Tall Construction, Billings Top Roofing Company, we try to be as specific as possible about what we’re going to be doing on your roof and the materials that we’ll be using.  We want to be perfectly clear up front so we can save everyone from frustration in the long run.

A roofer that is using vague language in his proposal, like: “We will install a lifetime shingle” may be trying to hide the brand name of the shingle. That will make it harder to compare his estimate to some other estimate.  Not all lifetime shingles are the same. There is a huge difference in price among lifetime shingles.  Ask the contractor exactly which shingle he is quoting so you can compare apples to apples.

4. Price

Price matters. Price shouldn’t be your only criteria when selecting a contractor. Remember the old saying, you get what you pay for! For best results, tell the contractor exactly what’s important to you! Ask lots of questions. There are no dumb questions!

There is no magic bullet to finding Billings best local roofing contractor.  Do your research and pay attention to the details.  

If your home or business suffered damage in the latest hail storm, please contact Bruce Tall Construction, today! Billings Best Roofer!

 

Storm Damage Competitive Bid

Montana’s spring storms can cause damage to your home in a lot of different ways. Strong winds that blow off shingles to softball sized hail that breaks through roofs. One of the first things that most people do after a damaging storm is to start looking for a roofing contractor. Contact the right roofing contractor so that the roof that is put on your home will protect your home as well as you and your family for years to come.

Storm Damage Competitive Bid
Every roof, every situation is different. Going with the lowest bidder can do you more harm in the long run. Especially when the lowest bidder comes in the form of an out-of-town contractor you aren’t familiar with. For most people, storm damage means that your insurance company will be covering at least a good chunk of the tab. So instead of focusing on the lowest bidder, focus on a reputable company doing that is licensed and bonded. A company that cares about you and your family first and only delivers quality work.

Billings Best Roofing Contractor

So what’s the most important thing to remember? You don’t need bids. You need reputation.

The contractor you choose should…

  • Be local. If you have issues, you want to be able to contact the company that put your roof on, if they are from out of state, they could be long gone. Chasing the next hailstorm.
  • Have a good reputation and use quality roofing materials in the community. You should always want quality roofing materials, regardless of the situation. In this case especially (when the price tag is set by insurance), you’ll want to pick the best quality roofing materials, not just the lowest cost.
  • Work within the guidelines that your insurance company sets. If a roofing company offers you a deal and tells you not to worry about all of the add-ons, that is a red flag. Call your insurance company; make sure that is true so you aren’t stuck with the bill. Since the price of the work will be set by your insurance provider, according to industry standards. It is not your contractor that gets to determine the cost. Choose a contractor who will work within that scope, choosing the best quality materials to maximize the insurance payment without charging you an absorbent cost above what the insurance company will pay.

If your home or business suffered damage in the latest hail storm, please contact Bruce Tall Construction, today! Billings Best Roofer!

Billings Best Roofer

Summer Storms and Roof Damage

The summer is just around the corner here in Billings, and while the warmer days and longer night conjure such an appealing daydream, it also means that it is the time of year for dramatic hail storms, violent lightning storms, and even possible tornadoes.  It is not all that bad, unless you are one of those who has had to struggle with an insurance company to cover their end of a replacement roof.  If you think you have damage to your roof from a storm, give Bruce Tall Construction a call to assess your roof for you, and Bruce Tall Construction can even help you to take the next steps with your insurance company to ensure that your home stays protected from the elements with a functional roof.  It’s important to document damages to the roof immediately, so that insurance companies don’t have questions as to when or how the damage may have occurred. 

Determine if your roof has been damaged

You can easily check most of the roof from the street for most homes.  While it is beneficial to walk the roof and check for damage up close, the roof can be a dangerous place, and it may be best to call a professional for an up close inspection.  But, if you want to do the preliminary check on your own, head out to the street or backyard—if you’re in the street please be sure to check for cars—and inspect the roof.  The repetitive blast from hailstones can take out entire sections of asphalt shingles.  Also, shingles will bruise or dent from hail, although these dents or bruises are not always visible, so, it might be beneficial to have a set of binoculars to check the roof.  Also, one important sign of damage to a roof with asphalt shingles is to check the downspouts of gutter for grit that has been pelted from the shingles during the storm.  Even if you cannot see damage from the street, in the event that there is grit from the shingles either in the downspouts, on the ground at the base of downspouts, or in the gutters, it may be time to call a professional to check the roof.  If you have spotted damage to your roof post-storm, make sure to document the damage, if possible, with photographs.   

If your home or business suffered damage in the latest hail storm, please contact Bruce Tall Construction, Billings Best Roofer today!